The Grid sandbox environment simulates real payment flows without moving real money. You can control test outcomes using special account number patterns and test addresses.Documentation Index
Fetch the complete documentation index at: https://ramps-sync-country-coverage-2026-06.mintlify.app/llms.txt
Use this file to discover all available pages before exploring further.
KYC/KYB verification
In sandbox, you can trigger specific KYC/KYB verification outcomes using magic suffixes in customer and beneficial owner fields. These let you test different verification flows without waiting for real review.Business customer verification
The last 3 digits of theregistrationNumber in businessInfo determine the KYB status outcome when you call POST /verifications:
| Suffix | kybStatus | Behavior |
|---|---|---|
| 001 | PENDING | KYB verification remains pending |
| 002 | REJECTED | KYB verification is rejected |
| Any other | APPROVED | KYB verification is approved |
Beneficial owner KYC
The last 3 characters of thelastName in personalInfo determine the individual KYC status outcome:
| Suffix | kycStatus | Behavior |
|---|---|---|
| 001 | PENDING | KYC verification remains pending |
| 002 | REJECTED | KYC verification is rejected |
| Any other | APPROVED | KYC verification is approved |
Adding external accounts
The flows for creating external accounts in sandbox are the same as in production. The last 3 digits of an external account’s primary identifier (account number, IBAN, CLABE, Spark wallet address, etc.) determine the test scenario when that account is used in transfers or quotes. For identifiers with a domain part (e.g. PIX email keys), append the test digits to the username portion — for example,testuser.002@pix.com.br.
Beneficiary name verification
For account types that support beneficiary name verification, you can simulate different verification outcomes in sandbox. Use account identifiers with a1xx suffix to trigger verification scenarios (this range is reserved for verification and does not conflict with transfer or quote test patterns):
| Suffix | beneficiaryVerificationStatus | Behavior |
|---|---|---|
| 102 | NOT_MATCHED | Account is valid but name does not match |
| 103 | PARTIAL_MATCH | Account is valid, name is a fuzzy match |
| 104 | PENDING | Verification still in progress |
| 105 | (error) | Returns 400 — invalid account |
| 106 | UNSUPPORTED | Payment rail does not support name verification |
| 107 | CHECKED_BY_RECEIVING_FI | Verification deferred to receiving financial institution (e.g., ACH) |
| Any other | MATCHED | Account is valid, name matches exactly |
Transfer in
In production, internal accounts are funded by sending a bank transfer to the account’s payment instructions or by pulling from an external account. In sandbox, you have two options:Transfer in from an external account
Use the/transfer-in endpoint to pull funds from an external account into an internal account. The external account’s number suffix determines the outcome:
| Suffix | Behavior |
|---|---|
| 002 | Insufficient funds — transfer fails immediately |
| 003 | Account closed/invalid — transfer fails immediately |
| 004 | Transfer rejected — bank rejects the transfer |
| 005 | Timeout/delayed failure — stays pending ~30s, then fails |
| Any other | Success — transfer completes normally |
Sandbox fund endpoint
Instantly add funds to any internal account using/sandbox/internal-accounts/{accountId}/fund:
Creating quotes (cross-currency transfers)
When creating a quote with an external account destination, the account number suffix determines the payment outcome after quote execution:| Suffix | Behavior |
|---|---|
| 002 | Quote execution failed |
| 003 | Long payment — completes after approximately 6 minutes |
| 004 | Counterparty delivery failed |
| 005 | Receiving bank returned payment (completes then transitions to failed) |
| 006 | User cancellation |
| 007 | Payout and refund failed |
| Any other | Successful payment |
Executing a quote
After creating a quote, you need to fund it to trigger execution. There are two ways to do this in sandbox: Prefunded internal account — If your quote’s source is an internal account, fund the account using one of the methods described in transfer in, then call the quote execute endpoint to trigger the transaction:/sandbox/send to simulate this payment:
Transferring out funds
Use the/transfer-out endpoint to push funds from an internal account to an external account in the same currency. The external account’s number suffix controls the outcome using the same patterns as transfer in.
Sending to a UMA address
For UMA-based payments, use these sandbox addresses to simulate different scenarios:| UMA Address | Behavior |
|---|---|
$success.usd@sandbox.uma.money | Payment succeeds (USD) |
$success.eur@sandbox.uma.money | Payment succeeds (EUR) |
$success.mxn@sandbox.uma.money | Payment succeeds (MXN) |
$pending.long.usd@sandbox.uma.money | Simulates a long-pending payment |
$fail.compliance.usd@sandbox.uma.money | Simulates a compliance check failure |
Simulating incoming UMA payments
Use the sandbox receive endpoint to simulate an incoming UMA payment to one of your platform’s users:Global Account magic values
The Grid sandbox lets you exercise Global Account auth flows without moving real money. Email OTP uses the fixed sandbox code000000. Passkey auth can use the same browser WebAuthn ceremony as production, and signed wallet actions can use the same decrypted session signing key and Grid-Wallet-Signature stamp as production. OAuth uses JWT-shaped sandbox OIDC tokens: sandbox skips real IdP signature verification, but still validates token claims, freshness, credential identity, and verify-time nonce binding.
Sandbox-only compatibility values are still available for some flows, but they do not exercise the production-shaped client implementation. Authentication failures return 401 UNAUTHORIZED with a reason field that names the specific check that failed. A malformed OIDC JWT can return 400 INVALID_INPUT before authentication starts.
Email OTP code
Pass000000 as the body otp on POST /auth/credentials/{id}/verify when the credential type is EMAIL_OTP. The sandbox skips OTP delivery and accepts this value as a valid response to the issued challenge.
401 UNAUTHORIZED with reason: "Invalid OTP code".
Passkey WebAuthn ceremony
For new sandbox integrations, use the same WebAuthn calls you plan to use in production.Create a WebAuthn credential
Generate your own WebAuthn registration challenge and call
navigator.credentials.create().Register the passkey
Register the passkey with
POST /auth/credentials, passing the challenge and attestation returned by the browser.Request a challenge
Reauthenticate with
POST /auth/credentials/{id}/challenge, passing the P-256 clientPublicKey that Grid should seal the session signing key to.Run the browser assertion
Pass the returned
challenge into navigator.credentials.get() using the returned credentialId in allowCredentials.encryptedSessionSigningKey, sealed to the clientPublicKey, just like production.
The legacy sandbox-only assertion signature
sandbox-valid-passkey-signature is still accepted for compatibility, but it skips WebAuthn verification and should not be used for production-shaped sandbox tests.OAuth (OIDC) token
OAuth does not use a fixed magic token in sandbox. Pass a JWT-shaped OIDC token asoidcToken. The JWT signature segment can be a dummy value, but the payload must look like a real ID token.
For POST /auth/credentials with type: "OAUTH", the sandbox token must include:
iss: a supported issuer, such ashttps://accounts.google.com,accounts.google.com, orhttps://appleid.apple.comaud: a non-empty string, or a single-element string arraysub: a non-empty subject identifier for the useriat: a numeric issued-at timestamp no more than 60 seconds before the request, with 5 seconds of clock skew allowedexp: a numeric expiration timestamp later than the request time
iss, aud, and sub. On POST /auth/credentials/{id}/verify, the fresh oidcToken must carry the same iss, aud, and sub as the credential being verified. It must also include nonce equal to sha256(clientPublicKey), where clientPublicKey is the exact hex public key sent in the verify request.
The old literal
sandbox-valid-oidc-token is no longer accepted. Use a freshly generated sandbox JWT for both OAuth credential registration and OAuth verification. Production requires a real ID token from your provider and verifies the provider signature.Wallet signature header
After verifying an auth credential, decryptencryptedSessionSigningKey with the private key matching the clientPublicKey you supplied on verify or refresh. Use the decrypted session signing key to build a Turnkey API-key stamp over the exact payloadToSign string returned by Grid, then pass that full stamp as the Grid-Wallet-Signature HTTP header on signed flows:
POST /auth/credentials(add-additional-credential signed retry)DELETE /auth/credentials/{id}(revoke credential)DELETE /auth/sessions/{id}(revoke session)POST /internal-accounts/{id}/export(export wallet)PATCH /internal-accounts/{id}(update wallet privacy)POST /quotes/{quoteId}/execute(when source is an embedded wallet)
This example uses the sample signer in the Grid API repo’s scripts directory. See the scripts README for setup, or replace
SIGN with your own Turnkey API-key stamp implementation.The legacy sandbox-only
Grid-Wallet-Signature: sandbox-valid-signature value is still accepted for compatibility. Use a real session stamp when you want the client implementation to match production.